Entries by Toby Tobin

Help a Neighbor Recover from Hurricane Matthew and More

Reflections Salon offering $10 haircuts this Sunday. ALL proceeds go to help the Kevin Kosinski family. After Kevin beat stage 4 cancer, Matthew flooded his home and destroyed his place of work. PALM COAST, FL – November 2, 2016 – I’m asking my readers to support a very worthwhile cause. Sunday, November 6, Reflections Salon, […]

First-time Home Buyers, Single Women Get Traction in 2016

The just-released National Association of Realtors®’ Annual Profile of Home Buyers and Sellers also found that for-sale-by-owner transactions hit an all-time low of 8% for the second straight year. PALM COAST – November 1, 2016 – The quickening pace of home sales over the past year included a small rebound from two key segments of […]

HUD Wants Minimum Elevation Rule for FHA Homes

For the first time in nearly 40 years, HUD wants to create higher elevation requirements for properties seeking HUD assistance or Federal Housing Administration (FHA) mortgage insurance PALM COAST, FL – November 1, 2016 – The U.S. Department of Housing and Urban Development (HUD) proposed elevation standards for all HUD-supported properties "in the face of increased […]

House of the Week: Private Hammock Dunes Meticulously Renovated Home

This 3,424 SF pool home in a private gated community has been completely renovated by a very talented construction and design team with the finest materials and attention to detail. PALM COAST, FL – October 28, 2016 – This week’s GoToby.com featured listing is less than 1,000 yards from the Atlantic Ocean, assuring cooling summer sea […]

Best Way to Fight Homelessness – Housing Vouchers

To determine the most effective method, HUD conducted a large, three-year study of the results when one of the four types of intervention was used. WASHINGTON – October 27, 2016 – There are a number of ways to address homelessness if a family with children seeks emergency shelter. To determine the most effective method, the U.S. […]

Fannie and Freddie Plan to Streamline Mortgage Underwriting

Both government-sponsored enterprises (GSEs) announced plans to simplify and speed up the mortgage underwriting process. Together the GSEs back more than half the mortgages in the U.S. PALM COAST, FL – October 26, 2016 – Both government-sponsored enterprises (GSEs) – Fannie Mae and Freddie Mac – announced plans to simplify and speed up the mortgage underwriting […]

Flagler and Palm Coast Commercial Construction News

Aldi, Tractor Supply Co., Florida Power & Light, Chase Bank, 7-Eleven, Super Car Wash, Aspen Dental, Racetrac and National Guard. PALM COAST, FL – October 22, 2016 – Harkening back on the many months during which there was no news about commercial development in Flagler County and Palm Coast, I’m glad to report that things […]

First-time Buyers Steer U.S. Existing-Home Sales Higher in September

Existing-home sales rebounded strongly in September and were propelled by sales from first-time buyers reaching a 34 percent share, which is a high not seen in over four years, PALM COAST, FL  – October 21, 2016 – Existing-home sales rebounded strongly in September and were propelled by sales from first-time buyers reaching a 34 percent share, […]

House of the Week: 6,219 SF of Luxury on the ICW in Island Estates

Less than $300/SF. Rich with features on the Intracoastal Waterway and only ¼-mile from the Atlantic Ocean. You will want to watch this listing’s video tour more than once. PALM COAST, FL – October 21, 2016 – GoToby.com’s House of the Week is a spectacular 6,219 square foot home on the Intracoastal Waterway in Island […]

FEMA Amends Declaration to Include Individuial Assistance in Flagler County

The “Individuals and Households Program (IHP).” provides up to $33,000 to be used for both housing assistance and other needs, including personal property. PALM COAST, FL – October 19, 2016 – The Federal Emergency Management Agency amended its Major Disaster Declaration late Monday to include Individual Assistance for Flagler County to assist residents with expenses related […]