Entries by Toby Tobin

Florida Homestead Law for Beginners

PALM COAST, Fla. – November 20, 2022 – Understanding the Florida Homestead Law Can save permanent Florida residents thousands of dollars over the term of their home ownership. To qualify for homestead protection, the property must meet three major criteria: The owner intends to maintain the property as a primary residence The owner occupies and […]

The Blue State to Red State Migration – Florida’s Economic Cushion

Florida will be buffered against the approaching recession/depression by a wave of net migration, primarily from blue states. The wave is largely independent of the economy. PALM COAST, FL – September 11, 2022 – The world’s economic future is uncertain, perhaps even grim. Forces are at work within our borders and beyond over which neither individuals […]

City of Palm Coast Hits Self Storage Controversy Head-On.

Inevitable growth inevitably spawns self-storage units. Why shouldn’t Palm Coast reap the excessive storage business profits rather than greedy developers? PALM COAST, FL – **APRIL 1, 2022** — We are a society of hoarders. Our three and four-bedroom homes and two or three-car garages are not big enough to hold possessions that we cannot, or […]

Why Florida’s Population Growth is Inevitable

Financial security (taxes), Health (Covid hospitalization and death rates), Safety (riots and rising crime rate), Personal Freedom (lockdowns and restrictions). And then there’s the weather. PALM COAST, FL – January 29, 2022 – Blue state residents are flocking to red states, and Florida is the prime beneficiary. Great weather has long been a driving force […]

They ARE Coming. Where Will They All Live?

The rush is on. High taxes, high Covid death rates, and rising crime rates elsewhere, and forecasted healthcare jobs locally make Flagler County an attractive place to live. PALM COAST, FL – September 7 – For the 21.5 years I’ve lived in Palm Coast, every successful politician has been elected, in part, on their stance […]

10 Reasons Not to Worry About the Housing Market

The differences between last decade’s housing bubble and today’s remarkable market are stark. The underlying fundamentals today are not only abundant, but they will also be with us for a long time. PALM COAST, FL – July 19, 2021 –It is hard to forget that Flagler County went from being the fastest-growing county in the […]