Entries by Toby Tobin

Palm Coast Startup Coastal Cloud Spotlighted in ForbesCustom.com

Economic Development: Spawned only two years ago, Palm Coast startup Coastal Cloud was recently spotlighted by ForbesCustom.com for being on the forefront of cloud based technology. Palm Coast, FL – April 13, 2015 – Palm Coast startup Coastal Cloud is pleased to announce that they have been spotlighted in ForbesCustom.com for being on the forefront […]

Owning Cheaper than Renting in 76 Percent of U.S. Metros

From a purely affordability standpoint, renters who have saved enough to make a 10 percent down payment are better off buying in the majority of markets across the country. Palm Coast, FL – April 10, 2015 – RealtyTrac released its Residential Rental Property Analysis the first quarter of 2015 and found that the monthly house […]

Ocean Hammock POA Short-term Vacation Rental Lawsuit Decision

This lawsuit challenged the voting process used by the Ocean Hammock Property Owners Association to amend their Master Declaration to limit mini-hotels and short-term rentals in Ocean Hammock. Palm Coast, FL – April 9, 2015 – In the case of Voss vs. OHPOA, Florida Seventh Judicial Circuit Court Judge Michael Orfinger determined Monday that the […]

Florida Property Insurance Documents Enter Computer Age

The Florida Legislature passed House Bill 273, which would give policyholders the option to receive insurance documents via email rather than regular mail delivery. Palm Coast, FL – April 8, 2015 – The Florida Legislature has taken a step to modernize Florida insurance laws by passing House Bill 273, which would give policyholders the option […]

Vacation Home Sales Rose to Record High in 2014

Vacation home sales boomed in 2014 to above their most recent peak level in 2006, while investment purchases fell for the fourth straight year. Palm Coast, Fla. – April 4, 2015 – Vacation home sales boomed in 2014 to above their most recent peak level in 2006, while investment purchases fell for the fourth straight […]

Palm Coast House of the Week: 4-3-2015

This week’s featured home is the Auburn Homes entry in the 2015 Flagler Home Builders Association’s Parade of Homes. Palm Coast, Fla. – April 3, 2015 – GoToby.com’s featured home this week was an entry in the recent Flagler Home Builders Association Parade of Homes. One of several models available from Auburn Homes, the Chevelle […]

HUD Secretary: FHA is Exploring Alternative Credit Scoring Models

How could alternative credit scoring models expand access to mortgage credit for responsible borrowers who may have thin credit histories or extenuating circumstances like medical debts? Palm Cost, FL – April 2, 2015 – A diverse group of housing industry stakeholders participated in a credit access symposium yesterday to discuss how alternative credit scoring models […]

7 Florida Cities in List of Best for Real Estate Investment

Seven Florida cities made the top 25 for passive real estate investment, with Jacksonville landing in JWB’s No. 1 spot, followed by Ocala and Palm Bay. SAN FRANCISCO, Calif. – April 2, 2015 –  The JWB Group, a real estate analysis company, created a list of top U.S. cities for investors who want to buy real […]

CFPB’s 26-page TOOLKIT Explains Aug. 1 Changes

It includes an explanation of the changes that take place Aug. 1, 2015, and includes sample forms of the new disclosures – Loan Estimate and Closing Disclosure – that must be used. Washington – April 2, 2015 – The Consumer Financial Protection Bureau (CFPB) released a toolkit Tuesday that guides consumers through the mortgage and […]

Under Construction: New Flagler County Jail Taking Shape

With Salamander’s lodge/hotel, short-term vacation rentals and Sea Ray’s parking lot dominating county politics, nobody has noticed the construction progress at the new county jail. Palm Coast, FL – April 1, 2015 – Flagler County government has been in the headlines in recent months. Between the Salamander Lodge/hotel on the beach, the short-term vacation rental […]