Entries by Dona DeZuba

What to Do if Your Lender Cuts Off Your HELOC

Although you may have paid hundreds of dollars in fees to open your home equity line, chances are the fine print says the bank doesn’t need your permission to freeze, reduce, or shut down your line Palm Coast, FL – September 8, 2014 – A home equity line that lets you borrow money as you […]

Tax Rules Encourage Short Sales Sooner, Rather than Later

Tax rules that let you escape paying federal income tax after a short sale expire this year. Palm Coast, FL – January 23, 2012 – Tax rules that let you escape paying federal income tax after a short sale expire this year. If you can’t afford your mortgage and know you’re going to eventually have […]

Why Renters are the Next Mortgage Crisis

If you’ve been wondering if you should be renting rather than owning, consider this expert’s view. Palm Coast, FL – November 1, 2011 – If you’ve been wondering if you should be renting rather than owning, consider this expert’s view. If the constant media drum beat of negativity toward home ownership has you wondering if […]

5 Hurricane Myths – Do They Fool You?

It’s time to dispel some common myths so that your hurricane preparations are fully informed. Palm Coast, FL – August 30, 2011 – It’s time to dispel some common myths so that your hurricane preparations are fully informed. How many of these five myths from Traveler’s Insurance do you believe?   Myth 1: The roof is […]

Should You Go Forward With a Reverse Mortgage?

Big lenders in the reverse mortgage business have pulled out of the market and won’t issue any new reverse mortgages. Several smaller companies plan to stay in the market. Palm Coast, FL – August 20, 2011 – Big lenders in the reverse mortgage business – Wells Fargo this month and Bank of America earlier this […]

7 Flood Insurance Myths

Much of what you know about federal flood insurance may be flood insurance myth. Palm Coast, FL – May 5, 2011 – Much of what you know about federal flood insurance may be flood insurance myth. Myth #1: Hurricanes, not floods, are the No. 1 natural disaster and cause the biggest economic losses in the […]

Mortgage Interest Deduction Vital to Housing Market

In recent years, the mortgage interest deduction has come under attack. Palm Coast, FL – November 19, 2010 – The home mortgage interest deduction saves the average home owner thousands of dollars at tax time, supports home values at the community level, and helps American home buyers get into their first house. How the deduction […]